Terms of Use, Privacy Policy & Cookie Notice

Effective Date: 2025-07-22

Welcome to Skargard.io, the official website of Skärgård Invest.

These Terms of Use, together with our Privacy Policy and Cookie Notice (collectively, the “Terms”), govern your access to and use of our website: https://skargard.io. By accessing or using our website, you agree to be bound by these Terms. If you do not agree, please discontinue use immediately.

1. About Us

This website is operated by Skärgård Invest (“we”, “us”, or “our”). We are a regulated entity registered under license number [ number] and headquartered at [ address].

We reserve the right to modify these Terms at any time. Updates will become effective immediately upon being posted on our site. Continued use of the website implies your acceptance of the updated Terms.

2. Use of Our Website

You agree to use our website in accordance with applicable laws and these Terms. You may view and download content for personal, non-commercial use only. You must not:

• Republish, sell, rent, or sub-license material from Skargard.io.

• Reproduce or redistribute content without our prior written permission.

• Post or transmit material that infringes third-party rights, is unlawful, offensive, or otherwise objectionable.

We reserve the right to remove any content or comments at our sole discretion.

3. User-Generated Content & Comments

Parts of our website may allow users to post comments or content. We do not pre-screen, edit, or review content before it appears. Comments represent the views of the users who post them.

By posting content, you warrant that:

• You have the right and authority to post it.

• It does not infringe any third-party rights.

• It is not defamatory, obscene, or unlawful.

• It does not promote unsolicited or illegal activity.

You grant us a non-exclusive license to use, edit, and reproduce your content across any medium.

4. Cookies and Tracking Technologies

We use cookies to enhance your experience. Required cookies are necessary for the operation of our website and do not require consent. Optional cookies used for analytics or marketing require your consent.

Cookies are small text files placed on your device. They help us:

• Operate and secure the site.

• Analyze website traffic and usage.

• Deliver relevant marketing and improve services.

By using our website, you agree to our use of cookies. Learn more in our [Cookie Notice].

5. Privacy and Personal Data

We respect your privacy and comply with applicable data protection laws. We collect, process, and store personal data in the following ways:

a. Data We Collect

• Information you provide (e.g., name, contact details, AML/KYC data).

• Technical data (e.g., IP address, browser type, device info).

• Usage data (e.g., pages visited, time spent, interaction).

• Communication data (e.g., contact with support).

b. How We Use Your Data

We use your personal data to:

• Verify identity and perform AML/KYC checks.

• Provide and manage your account and services.

• Improve the website and our offerings.

• Comply with legal obligations and prevent fraud.

• Send updates and marketing (unless opted out).

Full details are available in our [Privacy Policy].

6. Linking to Our Website

The following organizations may link to our site without prior approval:

• Government agencies

• Search engines

• News organizations

• Accredited online directories

• System-wide accredited businesses

Links must not be misleading, imply false endorsement, or violate intellectual property rights.

We may approve other link requests based on relevance and reputation. Requests can be sent to: [insert email].

7. Content Liability

We are not responsible for content on websites that link to ours. You agree to indemnify us against claims arising from your website if it links to Skargard.io.

8. Limitation of Liability

We make no warranties about the completeness, reliability, or availability of our website. To the maximum extent permitted by law, we disclaim all liability for:

• Errors or inaccuracies in content.

• Interruption or unavailability of service.

• Loss or damage arising from use of the website.

This does not limit liability for death, personal injury, fraud, or anything else which cannot be excluded under applicable law.

9. Governing Law

These Terms are governed by the laws of [Insert Jurisdiction]. Any disputes shall be subject to the exclusive jurisdiction of the courts of [Insert Jurisdiction].

Contact Us

For questions about these Terms, our Privacy Policy, or anything else, please contact:
📧 info@skargard.io

📍 Adress:

Westfield Mall of Scandinavia

Stjärntorget 2, 169 79

Solna, Stockholms län, Sweden